Sunday was a day at home alone, busy full of household jobs and gardening, but loads of time to think, not sure if that is good or bad.
Soon we will have a new path to walk, hubby retires early September, just two wages left, we are lucky his pensions are enough for us, but unlike these bird footsteps I took last week, we want to be sure we are going on the correct path.
In our world things often look the same, but much like these pebbles each one is different, how do you know which is best.
If we have planned well, and I think we have, we should be able to continue much the same as we have been in the last few years, just a bit more careful on how we spend our money.
I am looking at my pensions, I have three small ones, neither will pay out much, so we are thinking to cash them in, pop them into savings( with interest rates rising later this year) and ISA's. After 2010/11 we have not recovered much savings.
We no longer do the Saturday shopping for things we don't require, what a joy, we do like bargains and will purchase things when we see them at a good price, recently I had comments says 'we don't like to shop for clothes', I'm the same, my last two pairs of sandals were purchased at garden centres good brands at half price. We have replaced bigger items, my car last year, I chose a new Hyundai i20, perfect for me and not paying extra for a brand name, the hope is for it to last until we only require one car.
We have done everything we can to ensure the loss of hubby's' wage will not cripple us, I intend to work for a few more years, part of me wants to stay at home, but I know it will be good to stay at work, I have to wait until I am 66 (unless the government change it again) for any state pension, but that's 6 years away, and I hope to stop working before that.
Our main thing is we travel this path together, as a close couple, we have our health, our sense of humour, our family, children, grandsons. I just hope our path is the scenic route.